Frequently Asked Retirement Income Questions
A scannable list of frequently asked questions about retirement income planning with plain-English answers.
Retiring? Take Control of Your Assets
When retirement’s on the horizon, there are many financial issues to consider. A successful retirement financial strategy includes reviewing your income needs and potential income sources, determining your withdrawal rate and which assets to tap first, and developing an effective estate plan to preserve as much of your nest egg as possible.
Now That You're Retired, Maximize Your Retirement Income
You will find tips on investing to get the most income out of your investments.
Using a Rollover IRA to Consolidate Multiple Retirement Assets
Find out the potential benefits of creating a rollover IRA to consolidate multiple employer-sponsored retirement plans.
Planning the Withdrawal of Your Retirement Assets
The order in which you draw down different types of retirement assets can affect your taxes, portfolio performance, and how long your nest egg lasts. This article offers suggestions on an efficient withdrawal strategy in retirement.
Choosing Your Annual Withdrawal Rate
It's not just the amount of money you've saved that determines whether you'll have a comfortable retirement; it's also a matter of how quickly you spend it after you retire. That's why setting an annual withdrawal rate is an important decision in retirement income planning.
Retirement Account Distributions After Age 70½
Minimum distributions from qualified retirement plans and IRAs are required to begin after age 70½. This article examines the options as well as the rules for required minimum distributions.
The Phases of Retirement: Updating Your Finances for Your Changing Lifestyle
As people live longer and healthier lives, retirement income and distribution strategies require a flexible approach that provide for changing needs over time.
Will Your Money Last? Risks to Retirement Income
To be viable, a retirement income strategy needs to account for the effects of longevity, inflation, increasing health care expenses, and the uncertain future of Social Security. In addition, it should guard against an excess rate of withdrawals.
How to Weather a Stock Market Correction
Investors concerned about a potential correction or bear market will find tips on constructing an all-weather portfolio.
Market Volatility and Your Retirement: Can Timing Alter Your Plans?
Do you ever consider what would happen to your retirement nest egg if you retired just as a bear market hit? This article provides insight and examples of lucky — and not so lucky — retirement timing scenarios and suggests strategies for preserving your retirement income regardless of market conditions.
Company Size -- Why Market Capitalization Matters
This article explains market capitalization and the potential diversification benefits of wearing several market caps.
Naming Beneficiaries of Insurance Policies and Retirement Plans
Naming the wrong beneficiary can mean your wishes won’t be carried out. This report explains how to make sure you’ve selected appropriate beneficiaries.
