401(k) Contribution
You want to save for retirement and take advantage of your employer's match in your 401(k) plan, but you aren't sure you can afford to. You may be surprised to see how contributing to your 401(k) will increase your income without taking a big bite out of your paycheck.
401(k) Rollover
What are your options with 401(k) plan assets when you change jobs? What are the financial effects of the different choices? This calculator will assist you in making decisions regarding your 401(k) assets.
403(b) Planner
Calculates a range of possible annual withdrawals in retirement based on the user's inputs.
529 Plan State Tax
Find out if your state offers a state tax deduction for 529 plan contributions and how much you may be able to save.
529 Savings Plan
Estimate how much you'll need to save for your child's education and how much a 529 plan may save you in federal taxes.
After-Tax Return
View the historical after-tax rate of return for different asset classes, based on an individual's tax rate.
Annuity Contribution
Calculates how much you will need to contribute to a tax-deferred annuity in order to reach your retirement goal.
Annuity Tax Savings
Calculates the tax savings that would accrue by investing in a tax-deferred annuity instead of a taxable account.
Asset Allocation Analyzer
What can you expect from your current asset allocation? Can it be improved upon? This calculator uses a Monte Carlo simulation with historical returns to project the return you are most likely to achieve with your current allocation. You can also choose a second allocation to see how changes might affect your chances of hitting your target return.
Benchmark Return
Calculates the returns of a benchmark and the growth of an investment in that benchmark over a specified period of time.
Borrowing From a 401(k)
Thinking of taking a loan from your 401(k) plan? Before you do, you should check out the true costs of such a loan with this calculator.
Business Loan Repayment
This calculator can help give you an idea of just how long it will take to pay down your loan.
Cash Distribution
Calculates the effects of taking a cash distribution from a retirement plan.
College Planner
Determine whether you are on track saving for college and if not, how much you should invest each year to reach your savings goal.
Cost of Debt
What is the true cost of an installment loan (such as a car loan)? This calculator will help you estimate your payments and total overall cost for an installment loan.
Cost of Waiting
Calculate how much more you'd need to contribute each year to reach your retirement goal if you put off saving for retirement.
Dividend Tax
Demonstrates the tax advantages of investing in dividend-paying stocks.
Early Payout
Thinking of taking an early payout from your employer-sponsored retirement savings plan? You may want to think twice — it could cost you a lot of money, both now and in lost savings down the road.
Eligibility Analyzer
Determine whether you or your spouse can contribute to an IRA and if so, what your contribution limits would be.
Estate Tax
Calculates the expected taxes due on an estate.
Find the Money to Invest
You want to save more, but where can you find the money to put away? This calculator will show the powerful benefits of making small changes in your spending habits.
Income Planner
How much income can you expect in retirement? This calculator will help you estimate how much you can afford to spend each year, based on how long you want your savings to last.
Income Planner
How much income can you expect in retirement? This calculator will help you estimate how much you can afford to spend each year, based on how long you want your savings to last.
Inflation
Demonstrates the effects of inflation on purchasing power.
Life Insurance
Calculate how much life insurance you may need based on your current financial situation.
Longevity Analyzer
How long can you expect your retirement savings to last? This calculator uses a Monte Carlo simulation to estimate the likelihood of your savings lasting as long as you need.
Longevity Analyzer
A big concern for anyone nearing retirement is how long their retirement savings will last. The average retiree needs more than 20 years of income at age 65, and many retirees need 30-40 years or more. Depending on how much you withdraw each year and what your savings earn in retirement, you may find yourself running short.
This calculator uses a logic known as a "Monte Carlo simulation" to illustrate how long your retirement portfolio might last, on average, given input information. Under a Monte Carlo simulation, probabilities are calculated for different scenarios, based on random samplings of past performance.
To gauge the likelihood of meeting your retirement needs, fill in the information below and click Submit.
Mutual Fund Cost
One of the simplest things you can do to increase your investment returns is reducing your expenses. This calculator will help you estimate how much of your mutual fund investments are going to pay expenses.
Refinancing
Estimates the payoff from refinancing a mortgage.
Retirement Plan Contribution
You want to save for retirement, but you aren't sure you can afford to. You may be surprised to see how contributing to your employer-sponsored retirement savings plan will increase your income without taking a big bite out of your paycheck.
Retirement Planner
Determine whether you are on track saving for retirement, and if not, how much you should invest each year to reach your savings goal.
Retirement Planner
Determine whether you are on track saving for retirement, and if not, how much you should invest each year to reach your savings goal.
Roth 401(k)
Which IRA is right for you - a traditional or a Roth IRA?
Roth IRA Conversion Analyzer
Determine whether converting your traditional IRA to a Roth IRA would be expected to provide you with more after-tax income in retirement.
Social Security Income
How much can you expect to receive in Social Security when you retire? This calculator will help you estimate your Social Security benefits.
Time Value
Calculate the value of compound returns for different time periods and rates of return to understand the value of long-term savings.
