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Investor Risk Assessment

What May Be the Best Asset Allocation for You?
To become an effective retirement plan investor, you should understand something about your personal investment style and your attitude toward risk. Once you complete this investor quiz, use the results to find your investor profile.

When you are done with your responses, click Submit.


Disagree Strongly Agree Strongly

In an attempt to achieve above-average returns, I am willing to accept above-average risk.


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It is very important to me that the growth of my investments stays ahead of inflation.


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If one of my investments loses value over the course of a year, I can easily resist the temptation to sell it if my reasons for buying it are still valid.


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My investments are primarily for retirement. I do not plan to use them to pay major financial expenses.


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I consider myself to be knowledgeable about money in general, and I have a good understanding of economic issues and personal investing.


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Your time horizon is simply the amount of time you have before you need to begin withdrawing money from your retirement account (generally over age 59 if you wish to avoid early withdrawal penalties), and it plays an important part in determining how much risk you can afford to take.

The more time you have before retirement, the greater the risk you may be willing and able to take with your money. As you approach retirement, you may benefit from making more conservative choices in order to enjoy more stable returns.

Select the period that best represents the amount of time remaining before you expect to begin withdrawing money from your retirement account:

0-5 years
6-14 years
15+ Years