Calculators Suite


ComputeResults

Traditional vs. Roth IRA Analyzer

Traditional IRAs offer tax-deductible contributions to qualified individuals as well as tax-deferred earnings. Roth IRAs offer the potential for tax-free earnings and, generally, tax-free withdrawals, but contributions are nondeductible. Determining which IRA is most suitable for you depends on your personal situation.

To learn what the value of each type of IRA will be for you, answer the questions below, then click Submit.




What is your current age?


  1. 14
  2. 35
  3. 56
  4. 78
  5. 99

Value:  

At what age do you expect to begin taking distributions from your IRA?


  1. 59
  2. 62
  3. 65
  4. 68
  5. 71

Value:  

For how many years do you expect to take distributions?


  1. 1
  2. 13
  3. 26
  4. 38
  5. 50

Value:  

How much do you plan to contribute each year to an IRA, after taxes?

$

What is your federal income tax rate?


What do you anticipate your federal income tax rate will be once you retire?


Which annual rate of return do you expect to earn on your IRA investments until retirement?


Which annual rate of return do you expect to earn on your IRA investments after retirement?