Calculators Suite


Eligibility Analyzer

Choosing the IRA option that best fits your particular circumstances can be confusing - you must meet eligibility requirements to contribute, and the two main types of IRAs, traditional and Roth, differ in their tax treatment and distribution rules. This calculator will help determine which types of IRAs you or your spouse may qualify for.

Please answer all questions below, then click Submit.

What is your filing status?

What is your Modified Adjusted Gross Income (MAGI)?


What is your current age?


Your Spouse

Do you (and, if married, does your spouse) participate in an employer-sponsored retirement plan?


Your Spouse