Calculators Suite


Inflation-Adjusted Returns

Inflation and the return on your investment are the key rates to consider when planning how much you will need to save, especially when saving for longer-term goals. This calculator illustrates how inflation affects returns, and it shows the real (inflation-adjusted) rate of return on your money over time.

To see how your savings pace stacks up against inflation, answer the questions below, then click Submit.

What is your savings goal in today's dollars?


In how many years will you need the money?

  1. 1
  2. 13
  3. 26
  4. 38
  5. 50


How much, if any, do you plan to invest periodically?


How often will you contribute?

How much, if any, have you already saved towards this goal?


Which annual rate of return do you expect to earn on your savings?

What do you expect the rate of inflation will be during this period?

  1. 1
  2. 7
  3. 13
  4. 19
  5. 25

Value:  %