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Financial Calculators
Our online calculators provide an easy and effective way to enhance the interactivity of your Web site. From Asset Allocation to College Planners, these user-friendly tools are valuable resources for your clients, shareholders, or plan participants. Each calculator includes a variety of customization options to ensure easy integration with your Web site.
401(k) Contribution
You want to save for retirement and take advantage of your employer's match in your 401(k) plan, but you aren't sure you can afford to. You may be surprised to see how contributing to your 401(k) will increase your income without taking a big bite out of your paycheck.
401(k) Rollover
What are your options with 401(k) plan assets when you change jobs? What are the financial effects of the different choices? This calculator will assist you in making decisions regarding your 401(k) assets.
403(b) Planner
Calculates a range of possible annual withdrawals in retirement based on the user's inputs.
529 Plan State Tax
Find out if your state offers a state tax deduction for 529 plan contributions and how much you may be able to save.
529 Savings Plan
Estimate how much you'll need to save for your child's education and how much a 529 plan may save you in federal taxes.
After-Tax Return
View the historical after-tax rate of return for different asset classes, based on an individual's tax rate.
Annuity Accumulation and Payout
Calculates the value at retirement of an annuity and the annual payment that can be expected over a 20-year period.
Annuity Contribution
Calculates how much you will need to contribute to a tax-deferred annuity in order to reach your retirement goal.
Annuity Tax Savings
Calculates the tax savings that would accrue by investing in a tax-deferred annuity instead of a taxable account.
Asset Allocation Analyzer
What can you expect from your current asset allocation? Can it be improved upon? This calculator uses a Monte Carlo simulation with historical returns to project the return you are most likely to achieve with your current allocation. You can also choose a second allocation to see how changes might affect your chances of hitting your target return.
Asset Allocation Profiler
Creates a simple profile of an investor and suggests an asset allocation.
Benchmark Return
Calculates the returns of a benchmark and the growth of an investment in that benchmark over a specified period of time.
Borrowing From a 401(k)
Thinking of taking a loan from your 401(k) plan? Before you do, you should check out the true costs of such a loan with this calculator.
Business Loan Repayment
This calculator can help give you an idea of just how long it will take to pay down your loan.
Cash Distribution
Calculates the effects of taking a cash distribution from a retirement plan.
Choosing Your Annual Withdrawal Rate
Calculates the annual withdrawal rate needed to cover expenses in retirement.
College Planner
Determine whether you are on track saving for college and if not, how much you should invest each year to reach your savings goal.
Cost Of Debt
What is the true cost of an installment loan (such as a car loan)? This calculator will help you estimate your payments and total overall cost for an installment loan.
Cost of Waiting
Calculate how much more you'd need to contribute each year to reach your retirement goal if you put off saving for retirement.
Current vs. Target Asset Allocation
Shows how the current asset allocation can be modified to be in line with targets.
Debt-To-Income Ratio Calculator
Debt-To-Income Ratio Calculator
Disability Income
See how becoming disabled could affect your finances.
Dividend Tax
Demonstrates the tax advantages of investing in dividend-paying stocks.
Dollar Cost Averaging
Demonstrates the effects of dollar cost averaging.
Early Payout
Thinking of taking an early payout from your employer-sponsored retirement savings plan? You may want to think twice — it could cost you a lot of money, both now and in lost savings down the road.
Eligibility Analyzer
Determine whether you or your spouse can contribute to an IRA and if so, what your contribution limits would be.
Estate Tax
Calculates the expected taxes due on an estate.
ETF Cost Comparison
Compares the cost of an ETF with the cost of a traditional mutual fund.
Find The Money To Invest
You want to save more, but where can you find the money to put away? This calculator will show the powerful benefits of making small changes in your spending habits.
Historical Returns
Calculates the historical returns for a hypothetical portfolio,
Income Planner
How much income can you expect in retirement? This calculator will help you estimate how much you can afford to spend each year, based on how long you want your savings to last.
Inflation
Demonstrates the effects of inflation on purchasing power.
Inflation-Adjusted Returns
Calculates the expected inflation-adjusted savings level.
Life Insurance
Calculate how much life insurance you may need based on your current financial situation.
Longevity Analyzer
How long can you expect your retirement savings to last? This calculator uses a Monte Carlo simulation to estimate the likelihood of your savings lasting as long as you need.
Mutual Fund Cost
One of the simplest things you can do to increase your investment returns is reducing your expenses. This calculator will help you estimate how much of your mutual fund investments are going to pay expenses.
Mutual Fund Fee Comparison
Compares the fees charged on two different mutual funds.
Personal Inflation Rate
Calculates an expected inflation rate for an individual based on that person's spending.
Personal Net Worth
Find out how much you are worth with this simple net worth calculator.
Personalized Investment Return
Calculates a return on an investment based on the valuations and cash flows.
Projected Retirement Expense
Calculates expected retirement expenses based on inflation rates in individual categories.
Projected Retirement Income
Calculates the amount of income you can expect during retirement.
Projected Taxes on Investment Income
Calculate the expected after-tax return for a portfolio based on the types of investments you own.
Refinancing
Estimates the payoff from refinancing a mortgage.
Required Minimum Distribution
Calculate the amount of mandatory withdrawals from IRAs after age 70½.
Retirement Plan Distribution Planner
Calculates the effects of withdrawing the assets from a tax-deferred retirement plan.
Retirement Planner
Determine whether you are on track saving for retirement and if not, how much you should invest each year to reach your savings goal.
Roth 401(k)
Which IRA is right for you - a traditional or a Roth IRA?
Roth IRA Conversion Analyzer
Determine whether converting your traditional IRA to a Roth IRA would be expected to provide you with more after-tax income in retirement.
Small Business Retirement Plan Selector
Find out which retirement plan is ideal for your small business.
Social Security Income
How much can you expect to receive in Social Security when you retire? This calculator will help you estimate your Social Security benefits.
Taxable-Equivalent Yield
Calculates the taxable equivalent of a series of yields based on the user's tax rates.
Time Value
Calculate the value of compound returns for different time periods and rates of return to understand the value of long-term savings.
Traditional vs. Roth IRA Analyzer
Determine which type of IRA would provide you with the most expected after-tax income in retirement.
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