401(k) Contribution Calculator Shows the effect of a 401(k) contribution on take-home pay, after taxes. 401(k) Rollover Calculator See the effects of each option on your current and future retirement savings. 403(b) Calculator Shows the effect of a 403(b) contribution on take-home pay, after taxes. 529 Plan Savings Calculator Estimate how much you’ll need to save for your child’s education and how much a 529 plan may save in federal taxes. 529 State Tax Calculator Find out if your state offers a state tax deduction for 529 plan contributions and how much you may be able to save. After-Tax Rate of Return Calculator View the historical after-tax rate of return for different asset classes, based on an individual’s tax rate. Annuity Accumulation and Payout Calculator Shows a hypothetical annuity accumulation and annual payout based on user inputs. Annuity Contribution Calculator Based on a hypothetical rate of return, periodic savings, and time to retirement, shows annuity value by time of retirement. Annuity Tax Savings Calculator Shows the federal tax benefits of saving in an annuity versus a taxable account. Asset Allocation Profiler Allows an individual to assess an asset allocation for long-term investments. Benchmark Returns Calculator Use this calculator to find out how a particular benchmark has fared historically. Borrowing From a 401(k) Calculator Calculates the potential impact to a retirement savings plan of borrowing from the plan. Business Loan Repayment Calculator Find out how much a loan will cost you. Cash Distribution Calculator Use this calculator to see the effect of taking a cash distribution on your balance. Choosing Your Annual Withdrawal Rate Calculator How much you withdraw each year can make or break your retirement nest egg — too little and you sacrifice your lifestyle; too much and you risk outliving your savings. This calculator lets you see how different withdrawal rates will impact your annual income in retirement and the longevity of your savings. College Planner Calculate a savings goal for college tuition costs and the amount to be invested each year to pursue that goal for a given rate of return. Cost of Debt Calculator Calculates the interest cost of an installment loan or revolving credit account. Current Asset Allocation Calculator Calculates an investor’s current asset allocation percentage by asset class. Disability Income Calculator See the effect disability can have on your financial future. Dollar Cost Averaging Shows the benefits of investing regularly through dollar cost averaging. Early Payout Planner View how much money you would net, after tax and penalties, if you cashed in your retirement savings plan early. Estate Tax Calculator This calculator helps you approximate how much of your assets may be able to pass along to your heirs. Expected After-Tax Return Calculator Calculate the expected after-tax return for a given type of investment based on historical capital gains and dividend components of return. Historical Returns Calculator Allows investor to calculate an historical rate of return, based on portfolio allocation. IRA Planner Analyze whether a Roth or traditional IRA may be best for an individual’s unique circumstances. Inflation Calculator Calculates the impact of inflation on purchasing power. Inflation-Adjusted Returns Calculator Calculates inflation-adjusted returns. Life Insurance Calculator Calculate how much life insurance you may need based on your current financial situation. Monte Carlo Calculator Uses a Monte Carlo simulation to show how long retirement savings would last based on historic inflation and asset returns. Personal Inflation Rate Calculator Calculates your personal inflation rate and compares it with the CPI (Consumer Price Index). Personal Net Worth Calculator Find out how much you are worth with this simple net worth calculator, which will help you tally your assets and liabilities, and calculate your debt ratio. Personalized Returns Calculator Allows an investor to calculate a rate of return earned in a one-year period on a specific investment, including capital gains and distributions. Projected Retirement Expense Calculator This calculator helps you identify your specific costs of living in retirement, adjusts them for inflation, and projects them throughout your retirement. Projected Retirement Income Calculator Use this calculator to estimate what your income will be during retirement. Refinancing Calculator Evaluates whether it is advantageous to refinance your existing mortgage. Required Minimum Distribution Calculator Calculate the amount of mandatory withdrawals from IRAs after age 70 ½. Retirement Plan Distribution Planner Use this calculator to examine various Retirement Plan Rollover options and their tax consequences. Retirement Planner Calculate a retirement savings goal based on current income and the amount to be invested each year to pursue that goal for a given rate of return. Roth 401(k) Calculator Use this calculator to find out whether the Roth or Traditional 401(k) plan best suits your circumstances. Savings Gap Calculator Evaluate whether or not your savings are on track to meet your retirement income needs. Small Business Retirement Plan Selector Find out which retirement plan is ideal for your small business. Stock Dividend Tax Calculator Calculate the impact of the recent tax legislation on dividend income. Stretch IRA Calculator Use this calculator to compare a stretch IRA with a regular IRA. Taxable-Equivalent Yield Calculator Calculates the taxable-equivalent yield of corporate, Treasury, and municipal bonds based on an individual’s tax rate. The Cost of Waiting Calculator Calculate how much more you’ll need to contribute each year to reach your retirement goal if you put off saving for retirement. Time Value Calculator Calculate the value of compound returns for different time periods and rates of return.